Top 10% income and net worth by country (2026)
Top 10% starts at about $176,000 income and $1.19 million net worth in the US, $40,800 and $154,000 worldwide. All 77 countries.
Short answer: in the United States, the top 10% of adults starts at about $176,000 a year in income or $1.19 million in net worth. In the United Kingdom the lines are $116,000 and $743,000; in Germany $109,000 and $841,000. Measured against every adult in the world, you are in the top 10% with an income of $40,800 or a net worth of $154,000.
The top 10% is a more useful benchmark than the top 1% for most people: it is a group you can realistically reach with a good career and steady saving, and it is where the gap between “comfortable” and “wealthy” starts to open.
Top 10% in the most searched countries
| Country | Income, top 10% from | Net worth, top 10% from | Median income | Median net worth |
|---|---|---|---|---|
| United States | $176,000 | $1.19 million | $53,500 | $93,600 |
| United Kingdom | $116,000 | $743,000 | $48,900 | $106,000 |
| Canada | $120,000 | $657,000 | $46,200 | $193,000 |
| Australia | $151,000 | $1.24 million | $60,000 | $214,000 |
| Germany | $109,000 | $841,000 | $43,900 | $139,000 |
| France | $92,900 | $629,000 | $42,100 | $119,000 |
| India | $4,080 | $28,900 | $1,480 | $5,650 |
| World | $40,800 | $154,000 | $4,190 | $10,800 |
Income is pre-tax income per adult (wages, pensions and capital income, with couples’ income split equally). Net worth is assets minus debts per adult. US dollars at ECB rates of 2026-10-09.
The full list for 77 countries
| # | Country | Top 10% income from | Top 10% net worth from | Top 10% get (income) | Top 10% own (wealth) |
|---|---|---|---|---|---|
| 1 | Luxembourg | $409,000 | $1.03M | 33% | 56% |
| 2 | Singapore | $225,000 | $1.06M | 46% | 60% |
| 3 | Norway | $220,000 | $672,000 | 31% | 53% |
| 4 | Switzerland | $191,000 | $1.74M | 32% | 63% |
| 5 | Iceland | $180,000 | $2.06M | 28% | 56% |
| 6 | United States | $176,000 | $1.19M | 47% | 69% |
| 7 | Ireland | $174,000 | $1.14M | 37% | 66% |
| 8 | Australia | $151,000 | $1.24M | 35% | 57% |
| 9 | Netherlands | $147,000 | $934,000 | 30% | 45% |
| 10 | Denmark | $142,000 | $1.05M | 33% | 50% |
| 11 | Hong Kong | $127,000 | $685,000 | 48% | 62% |
| 12 | United Arab Emirates | $123,000 | $557,000 | 49% | 62% |
| 13 | Belgium | $121,000 | $843,000 | 33% | 52% |
| 14 | Canada | $120,000 | $657,000 | 37% | 59% |
| 15 | Sweden | $117,000 | $1.06M | 29% | 67% |
| 16 | United Kingdom | $116,000 | $743,000 | 36% | 58% |
| 17 | Germany | $109,000 | $841,000 | 38% | 58% |
| 18 | Austria | $108,000 | $653,000 | 32% | 62% |
| 19 | Finland | $102,000 | $472,000 | 31% | 54% |
| 20 | France | $92,900 | $629,000 | 34% | 58% |
| 21 | New Zealand | $89,000 | $843,000 | 35% | 57% |
| 22 | Malta | $88,400 | $299,000 | 35% | 55% |
| 23 | Taiwan | $79,700 | $686,000 | 48% | 62% |
| 24 | Italy | $74,300 | $575,000 | 32% | 56% |
| 25 | Lithuania | $73,500 | $211,000 | 36% | 60% |
| 26 | South Korea | $67,100 | $886,000 | 38% | 67% |
| 27 | Spain | $66,400 | $494,000 | 34% | 57% |
| 28 | Slovenia | $66,200 | $336,000 | 30% | 58% |
| 29 | Estonia | $63,700 | $209,000 | 41% | 69% |
| 30 | Portugal | $61,100 | $453,000 | 36% | 60% |
| 31 | Cyprus | $57,600 | $204,000 | 33% | 65% |
| 32 | Uruguay | $56,100 | $159,000 | 45% | 76% |
| 33 | Croatia | $50,800 | $244,000 | 35% | 57% |
| 34 | Czechia | $50,700 | $339,000 | 29% | 57% |
| 35 | Greece | $49,400 | $323,000 | 33% | 60% |
| 36 | Slovakia | $49,100 | $230,000 | 27% | 49% |
| 37 | Poland | $47,500 | $241,000 | 38% | 63% |
| 38 | Latvia | $47,200 | $150,000 | 35% | 62% |
| 39 | Costa Rica | $45,200 | $192,000 | 50% | 62% |
| 40 | Japan | $44,600 | $484,000 | 43% | 59% |
| 41 | Romania | $43,700 | $211,000 | 41% | 59% |
| 42 | Hungary | $41,700 | $202,000 | 33% | 67% |
| 43 | Argentina | $37,900 | $132,000 | 45% | 60% |
| 44 | Mexico | $35,500 | $105,000 | 57% | 72% |
| 45 | Chile | $34,100 | $109,000 | 58% | 73% |
| 46 | Bulgaria | $34,000 | $111,000 | 45% | 59% |
| 47 | Turkey | $32,400 | $102,000 | 55% | 66% |
| 48 | Malaysia | $29,500 | $119,000 | 37% | 58% |
| 49 | China | $28,500 | $136,000 | 43% | 69% |
| 50 | Russia | $28,400 | $98,700 | 51% | 75% |
| 51 | Brazil | $25,400 | $95,800 | 58% | 72% |
| 52 | Colombia | $22,200 | $61,500 | 58% | 72% |
| 53 | South Africa | $20,000 | $45,400 | 66% | 87% |
| 54 | Peru | $19,600 | $77,300 | 56% | 71% |
| 55 | Thailand | $15,800 | $57,700 | 52% | 65% |
| 56 | Morocco | $15,100 | $45,900 | 48% | 61% |
| 57 | Algeria | $14,400 | $68,900 | 50% | 62% |
| 58 | Iran | $14,000 | $57,600 | 47% | 60% |
| 59 | Ghana | $12,200 | $48,500 | 49% | 62% |
| 60 | Indonesia | $10,700 | $59,200 | 47% | 59% |
| 61 | Côte d’Ivoire | $10,700 | $29,500 | 44% | 60% |
| 62 | Vietnam | $10,300 | $48,400 | 44% | 60% |
| 63 | Egypt | $10,100 | $28,300 | 50% | 62% |
| 64 | Philippines | $10,100 | $30,000 | 45% | 60% |
| 65 | Kenya | $7,350 | $24,400 | 47% | 61% |
| 66 | Cambodia | $6,910 | $45,900 | 45% | 60% |
| 67 | Senegal | $6,900 | $16,900 | 46% | 61% |
| 68 | Bangladesh | $6,410 | $34,100 | 42% | 59% |
| 69 | Pakistan | $4,930 | $25,300 | 43% | 58% |
| 70 | Uganda | $4,290 | $18,400 | 53% | 65% |
| 71 | Nepal | $4,140 | $14,100 | 42% | 59% |
| 72 | Nigeria | $4,130 | $12,900 | 42% | 59% |
| 73 | India | $4,080 | $28,900 | 59% | 63% |
| 74 | Tanzania | $3,780 | $13,500 | 51% | 65% |
| 75 | Rwanda | $3,150 | $8,110 | 52% | 65% |
| 76 | Ethiopia | $3,050 | $15,600 | 40% | 58% |
| 77 | Niger | $2,700 | $8,070 | 45% | 60% |
| World | $40,800 | $154,000 | 63% | 82% |
Click a column to sort. US dollars at ECB rates of 2026-10-09; per adult (20+).
“Top 10% get” is the top 10%’s share of all pre-tax income; “top 10% own” is their share of all household wealth. Worldwide, the top 10% receive 63% of income and own 82% of wealth.
In the global top 10% without knowing it
The world’s top 10% by income starts at $40,800. That is below the median income in the United States, the United Kingdom, Germany, France and the Nordic countries, which is why so many people there belong to it:
- 85% of adults in Norway are in the world’s top 10% by income, 83% in Switzerland and 78% in Ireland.
- In the United States the share is 61%, in the United Kingdom 62% and in Germany 54%.
- In China it is 5.6%, in Brazil 4.6% and in India 0.6%.
By net worth the picture is similar: 59% of adults in the Netherlands, 57% in Australia and 43% in the United States are in the world’s top 10%.
Income or net worth: which top 10% are you in?
Many people are in the top 10% on one measure but not the other. A young doctor or engineer may earn a top-10% income while still having little net worth, and a retired homeowner may have top-10% wealth on a modest pension. Net worth usually builds slowly through home equity and pension savings, so most people reach the wealth line later in life than the income line.
If you are close to either line, the path to the top tool shows how many years of saving it takes to cross it, with the thresholds themselves rising over time.
Frequently asked questions
What income is top 10% in the US?
About $176,000 a year in pre-tax income per adult. The top 5% starts at $256,000 and the top 1% at $591,000. See also is $150,000 a good income in the US?
What net worth is top 10% in the US?
About $1.19 million. The top 5% starts at $2.04 million and the top 1% at $5.42 million (full list for the top 1%).
Am I in the top 10% of the world?
If your income is above $40,800 a year or your net worth above $154,000, yes. Check your exact position in the calculator, which also adjusts for differences in living costs between countries.