Wealth and income percentiles in Luxembourg
How much net worth or income does it take to be in the top 10% or top 1% in Luxembourg? Model estimates for 0.5 million adults aged 20+, reference level 2025.
Net worth thresholds in Luxembourg
Net worth is private assets (property, deposits, securities, business ownership) minus debt, per adult. Thresholds show the minimum net worth needed to belong to each group.
| Group of adults | Threshold, EUR | Threshold, USD |
|---|---|---|
| Median (top 50%) | EUR 490,000 | USD 576,000 |
| Top 10% | EUR 3,220,000 | USD 3,780,000 |
| Top 5% | EUR 5,110,000 | USD 6,000,000 |
| Top 1% | EUR 13,200,000 | USD 15,500,000 |
| Top 0.1% | EUR 54,900,000 | USD 64,500,000 |
| Average (mean) | EUR 1,560,000 | USD 1,830,000 |
Income thresholds in Luxembourg
Income is a harmonized pre-tax economic income per adult used for cross-country comparison. It is broader than wages and includes capital income, pensions and some imputed components.
| Group of adults | Threshold, EUR | Threshold, USD |
|---|---|---|
| Median (top 50%) | EUR 157,000 | USD 184,000 |
| Top 10% | EUR 349,000 | USD 410,000 |
| Top 5% | EUR 461,000 | USD 541,000 |
| Top 1% | EUR 1,260,000 | USD 1,490,000 |
| Top 0.1% | EUR 2,790,000 | USD 3,270,000 |
| Average (mean) | EUR 208,000 | USD 245,000 |
Luxembourg in a global context
Luxembourg has <0.01% of the world’s adults. About 73.6% of them are in the world’s top 10% by net worth and 38.8% are in the global top 1%. By income, the shares are 95.8% and 54.2%.
The median adult in Luxembourg is in the global top 3.1% by net worth and the global top 0.91% by income. Luxembourg is home to about 0.37% of the world’s top 1% by net worth.
Data quality and sources
Scores run from 1 (strong direct national source coverage) to 5 (mainly modelled).
| Measure | Score | Why |
|---|---|---|
| Net worth | 2 | ECB HFCS provides 10 direct harmonized household net-worth thresholds (p10–p95). Survey coverage is strong, but it is not individual wealth and the extreme tail is modelled. |
| Income | 2 | ECB HFCS provides 10 direct harmonized household thresholds (p10–p95). This is a strong source track, but a household is not personal wage/income and the curve requires interpolation. |
The calculator also offers a national source track for Luxembourg based on official national statistics (Advanced options → Comparison basis). National tracks use their own definitions and are not added to the global total.
Amounts are converted at fixed exchange rates of 2025-12-31; they do not adjust for purchasing power. Thresholds in the extreme top are modelled and uncertain.
Frequently asked questions
How much net worth do you need to be in the top 1% in Luxembourg?
About EUR 13,200,000 in net worth (assets minus debt) per adult, according to the WealthPercentile model for 2025. The top 10% starts at about EUR 3,220,000.
What is the median income in Luxembourg?
The median adult in Luxembourg has a broad pre-tax economic income of about EUR 157,000 a year. This measure is broader than wages: it includes capital income and some imputed components, so it is higher than a typical payslip.
How many adults in Luxembourg are in the global top 1%?
About 38.8% of adults in Luxembourg are in the world’s top 1% by net worth, and 54.2% by income.
How reliable are these numbers?
They are model estimates. The data-quality score for Luxembourg is 2/5 for net worth and 2/5 for income, where 1 means strong direct source coverage and 5 means mainly modelled.