Is $40,000 a good income in the United States?
It is below the median adult. An income of $40,000 a year puts you ahead of about 49% of adults in the United States — roughly 129.5 million people have less.
Source: US Census Bureau (CPS ASEC 2025): total money income before tax per person aged 18+, 2024.
How $40,000 compares in the United States
Thresholds for income per year, per adult. The last column shows $40,000 relative to each level.
| Group | Starts at | $40,000 is |
|---|---|---|
| Median adult | $40,900 | 98% of this level |
| Top 25% | $77,400 | 52% of this level |
| Top 10% | $142,000 | 28% of this level |
| Top 5% | $193,000 | 21% of this level |
| Top 1% | $384,000 | 10% of this level |
$40,000 by global standards
Compared with all 5.5 billion adults in the world, $40,000 is in the top 10%. The world median income is about $4,190, and the global top 1% starts near $179,000. Living costs differ a lot between countries, so a global rank says more about purchasing power abroad than about comfort at home.
The national statistics above count income the way the tax authorities or statistics office do. On the broader international measure used for cross-country comparison, which also counts employer pension contributions, retained company profits and imputed rents, the same $40,000 is in the bottom 39% in the United States.
The same $40,000 in other countries
Ranks within each country, converted at ECB exchange rates. Countries with official person-level statistics use those; the rest use the model.
| Country | Rank | Basis |
|---|---|---|
| India | top 0.6% | model |
| Brazil | top 4.6% | model |
| South Africa | top 5.1% | model |
| China | top 5.8% | model |
| Japan | top 11% | model |
| United Kingdom | top 34% | national statistics |
| Sweden | top 43% | national statistics |
| France | bottom 46% | model |
| Germany | bottom 45% | model |
| Canada | bottom 44% | model |
| Australia | bottom 36% | model |
| Norway | bottom 31% | Statistics Norway |
| Switzerland | bottom 17% | model |
Other amounts in the United States
- $25,000 — bottom 34%
- $30,000 — bottom 39%
- $40,000 — bottom 49%
- $50,000 — top 43%
- $60,000 — top 35%
- $70,000 — top 29%
- $75,000 — top 27%
- $80,000 — top 24%
- $90,000 — top 20%
- $100,000 — top 18%
- $120,000 — top 14%
- $150,000 — top 8.5%
- $200,000 — top 4.5%
- $250,000 — top 2.6%
- $300,000 — top 1.8%
- $400,000 — top 0.9%
- $500,000 — top 0.5%
Frequently asked questions
What percentile is $40,000 income in the United States?
$40,000 is in the bottom 49% of adults in the United States: about 49% have less.
What income puts you in the top 1% in the United States?
About $384,000 a year per adult.
How is this calculated?
US Census Bureau (CPS ASEC 2025): total money income before tax per person aged 18+, 2024. Amounts are per adult; couples’ wealth is split equally. Exchange rates are ECB reference rates of 2026-10-09.
Estimates for education and curiosity, not financial advice. Read the methodology.