Is C$40,000 a good income in Canada?
It is below the median adult. An income of C$40,000 a year puts you ahead of about 32% of adults in Canada — roughly 10.0 million people have less.
Source: WealthPercentile model for adults aged 20+ in Canada (World Inequality Database 2026 update).
How C$40,000 compares in Canada
Thresholds for income per year, per adult. The last column shows C$40,000 relative to each level.
| Group | Starts at | C$40,000 is |
|---|---|---|
| Median adult | C$65,700 | 61% of this level |
| Top 25% | C$109,000 | 37% of this level |
| Top 10% | C$170,000 | 23% of this level |
| Top 5% | C$232,000 | 17% of this level |
| Top 1% | C$448,000 | 9% of this level |
C$40,000 by global standards
Compared with all 5.5 billion adults in the world, C$40,000 is in the top 15%. The world median income is about C$5,970, and the global top 1% starts near C$254,000. Living costs differ a lot between countries, so a global rank says more about purchasing power abroad than about comfort at home.
The same C$40,000 in other countries
Ranks within each country, converted at ECB exchange rates. Countries with official person-level statistics use those; the rest use the model.
| Country | Rank | Basis |
|---|---|---|
| India | top 1.1% | model |
| South Africa | top 7.3% | model |
| Brazil | top 8.5% | model |
| China | top 10% | model |
| Japan | top 41% | model |
| United Kingdom | bottom 49% | national statistics |
| United States | bottom 38% | national statistics |
| Sweden | bottom 36% | national statistics |
| France | bottom 32% | model |
| Germany | bottom 28% | model |
| Australia | bottom 26% | model |
| Norway | bottom 18% | Statistics Norway |
| Switzerland | bottom 13% | model |
Other amounts in Canada
- C$40,000 — bottom 32%
- C$50,000 — bottom 39%
- C$60,000 — bottom 46%
- C$75,000 — top 43%
- C$80,000 — top 40%
- C$100,000 — top 29%
- C$120,000 — top 21%
- C$150,000 — top 13%
- C$200,000 — top 7%
- C$250,000 — top 4.3%
Frequently asked questions
What percentile is C$40,000 income in Canada?
C$40,000 is in the bottom 32% of adults in Canada: about 32% have less.
What income puts you in the top 1% in Canada?
About C$448,000 a year per adult.
How is this calculated?
WealthPercentile model for adults aged 20+ in Canada (World Inequality Database 2026 update). Amounts are per adult; couples’ wealth is split equally. Exchange rates are ECB reference rates of 2026-10-09.
Estimates for education and curiosity, not financial advice. Read the methodology.